We want to help you...

to understand your options and choices as you prepare for a time when work is optional and life is affordable. Things are not as simple as they once were and many people worry about making a decision now that they will regret later. Our goal is to give you the confidence you need to make the smart choice now and enjoy the results in the future. Go to Retirement Planning for straightforward information in plain language.
become better informed about financial planning in general. Whether it is learning about how life insurance work or why you need to have a will, everyone can benefit from financial planning. You don't need to be wealthy to benefit from the information at Financial Planning Concepts - but even if you have a six figure income, there is probably something here to help you, too.
be up-to-date and fully aware of new developments that may effect you, your family or your friends. That is why we publish a newsletters and look for links to other sites that can help you. Visit What's New to explore the latest that PennyTree Advisers has to offer.
get to know us better at PennyTree Advisers, LLC. When you click on About Us you'll go to a page with information about the founder of our firm and the history of PennyTree Advisers. You'll even learn why we have such a unique name.
find the numbers you need to keep up with the latest changes from the IRS, the Social Security Administration or other government agencies - quickly and easily. We keep the latest data at The Numbers and we update it when the information changes each year - or more often when required.
learn more in this month's newsletter. We keep a copy of previous newsletters here, too.